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Recruitment of Consultancy Services to Design of a Financial Inclusion Website for the Dissemination of Financial Inclusion Initiatives

The Government of Ghana seeks to reduce economic vulnerability and income inequality through the promotion of financial inclusion. In this context, the Ministry of Finance, with support of the World Bank and in collaboration with financial sector regulators and other key stakeholders, has developed a National Financial Inclusion and Development Strategy (NFIDS) to address the fundamental barriers preventing the underserved population from accessing financial products and services that would enable them to generate income, build assets, manage financial risks, and become economically empowered.


The NFIDS supports the Government of Ghana’s vision of “increasing the availability of a broad range of affordable and quality financial services that meet the needs of all Ghanaians and are provided by sound, responsible, and innovative financial institutions.” More specifically, it seeks to increase access to formal financial services from 58 per cent to 85 per cent of the adult population by 2023 and focus on relatively excluded groups. The NFIDS outlines a comprehensive reform agenda structured around five mutually reinforcing pillars of financial sector development: (a) Financial Stability; (b) Access, Quality, and Usage of Financial Services; (c) Financial Infrastructure (d) Financial Consumer Protection; and (e) Financial Capacity.


It is worth noting that the NFIDS culminated in the development of two complementing policies, namely the Digital Financial Services Policy and the Ghana Cash-lite Roadmap. These policy documents consolidate and lay out a clear blueprint for boosting innovation in the digital financial services ecosystem while deepening access and growing digital payments utilisation.


Specific indicators would be used to assess the project’s progress towards achieving the objectives of the NFIDS. These include but not limited to:

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